Worried about being declined for a mortgage? Don't let a poor credit history stop you in your tracks.
Take advantage of our industry experience to find a lender who will say YES to your mortgage application even if your credit rating is poor.
Once we've assessed your individual circumstances and had a chat about your commitments, we will know exactly which lenders to approach.
Don't let your credit file get in the way of your mortgage needs.
Here at Corkers financial our aim to make the process of sorting out your mortgage simple, hassle-free and let you focus on your home.
Whether it's your first home or you're looking for a new place, most of the time you'll need proof that you can finance it.
We can help get you that proof quickly and easily.
Enter some details to get an idea of your monthly payments.
Your home may be repossessed if you do not keep up repayments on your mortgage.
We will charge a broker fee of between £99 and £599, payable on application.
The amount we will charge is dependent on the amount of research and administration that is required. The guidance and/or advice contained within this website is subject to the UK regulatory regime and is therefore primarily targeted at consumers based in the UK.
As part of the YFC group and a member of the PRIMIS mortgage network, we have access to a panel of lenders from across the market. This means we will search a range of lenders before giving any advice.
Most of the high street banks that you'll have heard of are on there like HSBC, Halifax, Santander, RBS and Lloyds.
Another great source of lending though you may not know as many names but when we say Leeds Building Society or West Bromwich they may ring a bell.
Definitely names you won't know instantly, but being across the market means we know these too.
If you have a question that deals with clients, customers or the public in general, there is bound to be a need for the FAQ page.
Try not to worry. We can have a discussion and work out what your current situation is because things may not be as bad as they seem. It's about working out how we can get you the best deal based on your current circumstances.
We will work that out for you, this will be based on your individual circumstances. We take into account your monthly outgoings vs income.
We can often tell you how much you can borrow pretty quickly, just get in touch.
Arranging a full mortgage can be a lengthly process because it's regulated and we need to make sure we're fully compliant. We will do all the hard work and guide you through the process though so all you have to worry about is the estate agents and solicitors.
A common mis-conception is that mortgages are all 25 years and this is 'normal'. However mortgages can vary widely especially given the current housing market and house values. Some lenders will offer terms up to 40 years, but on the other hand if you want a shorter term, you could take your deal over 10 years or less.
It's all about working out what's best for you and your individual budget. We will work with you to get a deal and repayment terms that fit your lifestyle and circumstances.
Bob your details into the form below and we'll get in touch with you.