Re-mortgaging may sound complex and daunting, but it's really just about changing or extending your borrowing.
At Corkers financial we are here to help you find a new deal when your current mortgage interest rate is coming to a end. We can search for your new deal across different lenders.
You may also want to increase your borrowing for that new kitchen, conservatory or even to pay for a family wedding or simply move to get a better deal.
Typical uses of additional funds from a re-mortgage include:
Whatever the reason get in touch with us today to discuss your options!
Here at Corkers financial our aim to make the process of sorting out your mortgage simple, hassle-free and let you focus on your home.
Whether it's your first home or you're looking for a new place, most of the time you'll need proof that you can finance it.
We can help get you that proof quickly and easily.
Enter some details to get an idea of your monthly payments.
Your home may be repossessed if you do not keep up repayments on your mortgage.
We will charge a broker fee of between £99 and £599, payable on application.
The amount we will charge is dependent on the amount of research and administration that is required. The guidance and/or advice contained within this website is subject to the UK regulatory regime and is therefore primarily targeted at consumers based in the UK.
As part of the YFC group and a member of the PRIMIS mortgage network, we have access to a panel of lenders from across the market. This means we will search a range of lenders before giving any advice.
Most of the high street banks that you'll have heard of are on there like HSBC, Halifax, Santander, RBS and Lloyds.
Another great source of lending though you may not know as many names but when we say Leeds Building Society or West Bromwich they may ring a bell.
Definitely names you won't know instantly, but being across the market means we know these too.
If you have a question that deals with clients, customers or the public in general, there is bound to be a need for the FAQ page.
The best time to talk to us about looking for a new mortgage deal for your mortgage is six months before your deal is due to finish. Most lenders will allow us to secure a new deal within six months of your current deal ending.
We will work that out for you, this will be based on your individual circumstances. We take into account your monthly outgoings vs income.
We can often tell you how much you can borrow pretty quickly, just get in touch.
Arranging a full mortgage can be a lengthly process because it's regulated and we need to make sure we're fully compliant. We will do all the hard work and guide you through the process though so all you have to worry about is the estate agents and solicitors.
A common mis-conception is that mortgages are all 25 years and this is 'normal'. However mortgages can vary widely especially given the current housing market and house values. Some lenders will offer terms up to 40 years, but on the other hand if you want a shorter term, you could take your deal over 10 years or less.
It's all about working out what's best for you and your individual budget. We will work with you to get a deal and repayment terms that fit your lifestyle and circumstances.
Bob your details into the form below and we'll get in touch with you.